Game of loans : the rhetoric and reality of student debt / Beth Akers and Matthew M. Chingos.

By:

Akers, Beth, 1983- [author.]

Contributor(s):

Chingos, Matthew M

Material type: Text

TextSeries: Book collections on Project MUSE | UPCC book collections on Project MUSE. Higher Education.Publisher: Princeton : Princeton University Press, [2016]Description: 1 online resourceContent type:

text

Media type:

computer

Carrier type:

online resource

ISBN:

140088327X
9781400883271

Subject(s): Genre/Form:

Electronic books.

Additional physical formats: Print version:: No titleDDC classification:

371.2/24 23

LOC classification:

LB2340.2
LB2340.2 .A54 2016

Online resources:

Click here to access online

Contents:

A brief introduction to student loans -- What does student borrowing in the United States really look like? -- How did we get here? -- Is a crisis on the horizon? -- How are student loans impacting borrowers and the economy? -- The real problems in student lending -- Solving the real problems.

Summary: "Bringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending"-- Provided by publisher.

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Holdings
Item type	Home library	Collection	Call number	Materials specified	Status	Date due	Barcode
Electronic-Books	OPJGU Sonepat- Campus	E-Books EBSCO			Available

Print version record.

Includes bibliographical references (pages 145-178) and index.

"Bringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending"-- Provided by publisher.

In English.

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