Game of loans : the rhetoric and reality of student debt /
Akers, Beth, 1983-
Game of loans : the rhetoric and reality of student debt / Beth Akers and Matthew M. Chingos. - 1 online resource - Book collections on Project MUSE. UPCC book collections on Project MUSE. Higher Education. .
Includes bibliographical references (pages 145-178) and index.
A brief introduction to student loans -- What does student borrowing in the United States really look like? -- How did we get here? -- Is a crisis on the horizon? -- How are student loans impacting borrowers and the economy? -- The real problems in student lending -- Solving the real problems.
"Bringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending"--
In English.
140088327X (electronic bk.) 9781400883271 (electronic bk.)
10.1515/9781400883271 doi
950560 MIL 22573/ctt1wddx6m JSTOR
Student loans--United States.
Students--Finance, Personal.--United States
College graduates--Finance, Personal.--United States
Prêts d'études--États-Unis.
Diplômés d'université--Finances personnelles.--États-Unis
EDUCATION--Administration--General.
EDUCATION--Organizations & Institutions.
BUSINESS & ECONOMICS--Education.
College graduates--Finance, Personal.
Student loans.
Students--Finance, Personal.
United States.
Electronic books.
LB2340.2 LB2340.2 / .A54 2016
371.2/24
Game of loans : the rhetoric and reality of student debt / Beth Akers and Matthew M. Chingos. - 1 online resource - Book collections on Project MUSE. UPCC book collections on Project MUSE. Higher Education. .
Includes bibliographical references (pages 145-178) and index.
A brief introduction to student loans -- What does student borrowing in the United States really look like? -- How did we get here? -- Is a crisis on the horizon? -- How are student loans impacting borrowers and the economy? -- The real problems in student lending -- Solving the real problems.
"Bringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending"--
In English.
140088327X (electronic bk.) 9781400883271 (electronic bk.)
10.1515/9781400883271 doi
950560 MIL 22573/ctt1wddx6m JSTOR
Student loans--United States.
Students--Finance, Personal.--United States
College graduates--Finance, Personal.--United States
Prêts d'études--États-Unis.
Diplômés d'université--Finances personnelles.--États-Unis
EDUCATION--Administration--General.
EDUCATION--Organizations & Institutions.
BUSINESS & ECONOMICS--Education.
College graduates--Finance, Personal.
Student loans.
Students--Finance, Personal.
United States.
Electronic books.
LB2340.2 LB2340.2 / .A54 2016
371.2/24