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001 https://library.oapen.org/handle/20.500.12657/53907
005 20220714203215.0
020 _aaosis.2021.BK255
020 _a9781776341818
020 _a9781776341795
020 _a9781776341801
024 7 _a10.4102/aosis.2021.BK255
_cdoi
041 0 _aEnglish
042 _adc
072 7 _aK
_2bicssc
100 1 _aSimatele, Munacinga C.
_4auth
_91625948
700 1 _aDube, Ziphozethu
_4auth
_91625949
700 1 _aKhumalo, Sibanisezwe
_4auth
_91625950
700 1 _aSsonko, George W.
_4auth
_91625951
700 1 _aKawooya, Duncan R.
_4auth
_91625952
700 1 _aBwalya, Miselo
_4auth
_91625953
700 1 _aDlamini, Phindile G.
_4auth
_91625954
700 1 _aKichini, Gilbert
_4auth
_91625955
700 1 _aKabange, Martin M.
_4auth
_91625956
700 1 _aDlova, Mzwanele
_4auth
_91625957
700 1 _aMishi, Syden
_4auth
_91625958
700 1 _aMutyavaviri, Timothy
_4auth
_91625959
700 1 _aSimatele, Munacinga C.
_4edt
_91625948
700 1 _aSimatele, Munacinga C.
_4oth
_91625948
245 1 0 _aFinancial inclusion : Basic theories and empirical evidence from African countries
260 _aDurbanville
_bAOSIS
_c2021
300 _a1 electronic resource (314 p.)
506 0 _aOpen Access
_2star
_fUnrestricted online access
520 _aFinancial inclusion has been noted as a key driver of poverty alleviation and growth. Yet, most of the scholarly work that exists lacks a comprehensive discussion of how the poor interact with financial services and the channels through which such services can affect their livelihoods. This book offers researchers who focus on financial inclusion and African economies a one stop resource for understanding the channels of transmission for financial inclusion as well as an application of these channels through original country specific empirical papers. The book provides a back-to-basics presentation of the transmission of financial services to growth and poverty. This theoretical discussion is complemented by an empirical presentation of the various services used by the poor, with a focus on Africa. Case studies of financial inclusion in six African countries cover a broad range of topics most important to African countries and highlight the unique African setting. These empirical papers provide important learning points. Firstly, hybrid financial institutions such as cooperative financial institutions and financial social entrepreneurs are the best way to increase financial inclusion in Africa. They provide important vehicles to circumventing the restrictive and exclusive bank-based financial markets typical of African economies. Secondly, digital finance is a potent tool in improving financial access and usage in Africa, and its impact on poverty operates through both traditional and nontraditional financial instruments. Thirdly, investment in infrastructure which supports complementary markets is critical and is likely to have a greater effect on credit rationing than direct provision of credit to small businesses.
540 _aCreative Commons
_fhttps://creativecommons.org/licenses/by-nc-nd/4.0/
_2cc
_4https://creativecommons.org/licenses/by-nc-nd/4.0/
546 _aEnglish
650 7 _aEconomics, finance, business & management
_2bicssc
_9854586
653 _aPoverty
653 _amicrofinancing
653 _asavings
653 _amicrocredit
653 _afinancial inclusion
653 _aAfrica
653 _aAfrican finance
856 4 0 _awww.oapen.org
_uhttps://library.oapen.org/bitstream/id/bcac30d7-1e24-4072-b873-c1d881ad5402/9781776341818.pdf
_70
_zOAPEN Library: download the publication
856 4 0 _awww.oapen.org
_uhttps://library.oapen.org/handle/20.500.12657/53907
_70
_zOAPEN Library: description of the publication
999 _c3027791
_d3027791