000 | 03839naaaa2200529uu 4500 | ||
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001 | https://library.oapen.org/handle/20.500.12657/53907 | ||
005 | 20220714203215.0 | ||
020 | _aaosis.2021.BK255 | ||
020 | _a9781776341818 | ||
020 | _a9781776341795 | ||
020 | _a9781776341801 | ||
024 | 7 |
_a10.4102/aosis.2021.BK255 _cdoi |
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041 | 0 | _aEnglish | |
042 | _adc | ||
072 | 7 |
_aK _2bicssc |
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100 | 1 |
_aSimatele, Munacinga C. _4auth _91625948 |
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700 | 1 |
_aDube, Ziphozethu _4auth _91625949 |
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700 | 1 |
_aKhumalo, Sibanisezwe _4auth _91625950 |
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700 | 1 |
_aSsonko, George W. _4auth _91625951 |
|
700 | 1 |
_aKawooya, Duncan R. _4auth _91625952 |
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700 | 1 |
_aBwalya, Miselo _4auth _91625953 |
|
700 | 1 |
_aDlamini, Phindile G. _4auth _91625954 |
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700 | 1 |
_aKichini, Gilbert _4auth _91625955 |
|
700 | 1 |
_aKabange, Martin M. _4auth _91625956 |
|
700 | 1 |
_aDlova, Mzwanele _4auth _91625957 |
|
700 | 1 |
_aMishi, Syden _4auth _91625958 |
|
700 | 1 |
_aMutyavaviri, Timothy _4auth _91625959 |
|
700 | 1 |
_aSimatele, Munacinga C. _4edt _91625948 |
|
700 | 1 |
_aSimatele, Munacinga C. _4oth _91625948 |
|
245 | 1 | 0 | _aFinancial inclusion : Basic theories and empirical evidence from African countries |
260 |
_aDurbanville _bAOSIS _c2021 |
||
300 | _a1 electronic resource (314 p.) | ||
506 | 0 |
_aOpen Access _2star _fUnrestricted online access |
|
520 | _aFinancial inclusion has been noted as a key driver of poverty alleviation and growth. Yet, most of the scholarly work that exists lacks a comprehensive discussion of how the poor interact with financial services and the channels through which such services can affect their livelihoods. This book offers researchers who focus on financial inclusion and African economies a one stop resource for understanding the channels of transmission for financial inclusion as well as an application of these channels through original country specific empirical papers. The book provides a back-to-basics presentation of the transmission of financial services to growth and poverty. This theoretical discussion is complemented by an empirical presentation of the various services used by the poor, with a focus on Africa. Case studies of financial inclusion in six African countries cover a broad range of topics most important to African countries and highlight the unique African setting. These empirical papers provide important learning points. Firstly, hybrid financial institutions such as cooperative financial institutions and financial social entrepreneurs are the best way to increase financial inclusion in Africa. They provide important vehicles to circumventing the restrictive and exclusive bank-based financial markets typical of African economies. Secondly, digital finance is a potent tool in improving financial access and usage in Africa, and its impact on poverty operates through both traditional and nontraditional financial instruments. Thirdly, investment in infrastructure which supports complementary markets is critical and is likely to have a greater effect on credit rationing than direct provision of credit to small businesses. | ||
540 |
_aCreative Commons _fhttps://creativecommons.org/licenses/by-nc-nd/4.0/ _2cc _4https://creativecommons.org/licenses/by-nc-nd/4.0/ |
||
546 | _aEnglish | ||
650 | 7 |
_aEconomics, finance, business & management _2bicssc _9854586 |
|
653 | _aPoverty | ||
653 | _amicrofinancing | ||
653 | _asavings | ||
653 | _amicrocredit | ||
653 | _afinancial inclusion | ||
653 | _aAfrica | ||
653 | _aAfrican finance | ||
856 | 4 | 0 |
_awww.oapen.org _uhttps://library.oapen.org/bitstream/id/bcac30d7-1e24-4072-b873-c1d881ad5402/9781776341818.pdf _70 _zOAPEN Library: download the publication |
856 | 4 | 0 |
_awww.oapen.org _uhttps://library.oapen.org/handle/20.500.12657/53907 _70 _zOAPEN Library: description of the publication |
999 |
_c3027791 _d3027791 |