Shortchanged : life and debt in the fringe economy / Howard Karger.
Material type:![Text](/opac-tmpl/lib/famfamfam/BK.png)
- text
- computer
- online resource
- 9781605098050
- 1605098051
- 9781609943882
- 1609943880
- 9781605098777
- 1605098779
- 1283268728
- 9781283268721
- 9786613268723
- 6613268720
- Poor -- United States
- Working class -- United States -- Economic conditions
- Informal sector (Economics) -- United States
- Financial services industry -- United States
- Debt -- United States
- Microfinance -- United States
- Pawnbroking -- United States
- Loans, Personal -- United States
- Working poor -- United States
- Marginality, Social -- United States
- Microcrédit -- États-Unis
- Prêts sur gages -- États-Unis
- Prêts personnels -- États-Unis
- Travailleurs pauvres -- États-Unis
- Exclusion sociale -- États-Unis
- Travailleurs -- États-Unis -- Conditions économiques
- Secteur informel (Économie politique) -- États-Unis
- Services financiers -- États-Unis
- Dettes -- États-Unis
- BUSINESS & ECONOMICS -- Finance
- POLITICAL SCIENCE -- Political Economy
- Debt
- Financial services industry
- Informal sector (Economics)
- Poor
- Working class -- Economic conditions
- United States
- 332.3 22
- HC110.P6 K27 2005
- HG178.33.U6 K37 2005
- digitized 2010 HathiTrust Digital Library committed to preserve
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Includes bibliographical references (pages 218-236) and index.
pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary.
Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated. Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually page
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English.
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