Debtor nation : the history of America in red ink / Louis Hyman.

By:

Hyman, Louis, 1977-

Material type: Text

TextSeries: Politics and society in twentieth-century AmericaPublication details: Princeton : Princeton University Press, ©2011.Description: 1 online resource ([ix], 378 pages) : illustrationsContent type:

text

Media type:

computer

Carrier type:

online resource

ISBN:

1400838401
9781400838400
0691156166
9780691156163
9786612976445
6612976446

Other title:

History of America in red ink

Subject(s): Genre/Form:

Additional physical formats: Print version:: Debtor nation.DDC classification:

332.70973 22

LOC classification:

HG3756.U54 H96 2011

Online resources:

Click here to access online

Contents:

Making credit modern: the origins of the debt infrastructure in the 1920s -- Debt and recovery: New Deal housing policy and the making of national mortgage markets -- How commercial bankers discovered consumer credit: the Federal Housing Administration and personal loan departments -- War and credit: government regulation and changing credit practices -- Postwar consumer credit: borrowing for prosperity -- Legitimating the credit infrastructure: race, gender and credit access -- Securing debt in an insecure world -- Epilogue: debt as choice, debt as structure.

Summary: Before the twentieth century, personal debt resided on the fringes of the American economy, the province of small-time criminals and struggling merchants. By the end of the century, however, the most profitable corporations and banks in the country lent money to millions of American debtors. How did this happen? The first book to follow the history of personal debt in modern America, Debtor Nation traces the evolution of debt over the course of the twentieth century, following its transformation from fringe to mainstream--thanks to federal policy, financial innovation, and retail competition.

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Includes bibliographical references (pages 363-364 and index.

Before the twentieth century, personal debt resided on the fringes of the American economy, the province of small-time criminals and struggling merchants. By the end of the century, however, the most profitable corporations and banks in the country lent money to millions of American debtors. How did this happen? The first book to follow the history of personal debt in modern America, Debtor Nation traces the evolution of debt over the course of the twentieth century, following its transformation from fringe to mainstream--thanks to federal policy, financial innovation, and retail competition.